Believe me this system works. The whole approach in the Back to the Black debt to wealth system really does work, It has changed the lives of many and it can change your life BUT only if you engage with it.
To engage with the system you need to track your spending, down to the penny. The easiest way is to keep a small notebook and pencil in your pocket or purse/handbag. Every time you buy something jot it down to the penny/cent. That way you have a track of your spending and should be able to spot where money is leaking out from your grasp. You will be amazed at how much you are leaking cash. we heard of one young man who was buying coffee and cake three times daily in London at £16 per time. Crazy. Learn how to cook, buy a flask and you can still have your coffee and cake without it breaking the bank. remember the whole purpose of the Back to the Black Debt to wealth system is to get you out of debt and back to the black. But you need to want it and to work at it.
Analyse your spending. Where are you spending and when? After the crash of 2007, austerity became the new norm. You are not crazy to want to save money, this is the new way forward. I do a lot of radio broadcasting on different radio stations as a guest expert and I once calculated for one disc jockey that if he bought a coffee from a well known high street coffee shop every day during his working life, he will spend something in the region of £48 000 and that doe snot include inflation. Just think of the holidays you could have with £48 000, think of the new cars you could have and if you bought a Thermos flask, you could still have your coffee at a fraction of the cost. The same is true with sandwiches. Well-known high street stores but the weather forecast. They do this to target the right sort of sandwiches to customers for the right sort of weather. The purpose of doing this is to take money out of your pocket. Do you really not have 5 minutes to make a sandwich in the morning? yet you have 5 minutes to pop out from work and buy the sandwich. Do the mathematics. Sandwiches made at home are a fraction of the price of sandwiches bought from a shop and frankly are often a lot nicer. You can make yourself wealthy or make other people wealthy, you can’t do both.
To your success!